EverChain

More Than 10 Million Americans Safeguarded
Monitoring | Recovery | Loan Sales
Ready to Get Started?
Join the many who have achieved their debt selling and buying goals with EverChain.
Areas of Expertise
Recovery Success
We provide each client with a dedicated Recovery Success Team who has the expertise and experience to assist our clients with achieving their business objectives.
Compliance Management
Our inhouse Compliance Team of auditors and analysts combined with our Code-Driven Compliance Management System are the gold standard when it comes to oversight control for the nation’s largest lending institutions.
Data Analytics & Business Intelligence
Our analytics and predictive intelligence engine helps clients determine the optimal servicing or sale strategies for different segments of accounts.
Performance Monitoring
Our platform monitors for data integrity issues, attempted resales, BKs, SOLs and more – giving you proactive monitoring when it matters most.
Certified Member Network
Because we have the largest certified network of buyers, collection agencies and law firms, we ensure the proper balance of performance and quality control – and the widest selection of portfolios available for sale anywhere.
Debt Sales
The industry’s first fintech platform for selling NPLs. Created over a decade ago, EverChain’s proprietary platform enables creditors to not only sell their debt but manage and monitor all post-sale activity efficiently and effectively for the life of the accounts.
Industries We Serve

Consumer Lenders
EverChain protects the brand reputation and bottom lines of the largest credit issuers and debt buyers in the country. We provide them everything they need to optimize recovery.

Auto Finance
Our targeted approach for automobile deficiencies provides our clients with optimized value throughout all recovery stages by utilizing our state-specific expertise.

Buy Now Pay Later (BNPL)
We understand the importance of a positive reputation. We go above and beyond to ensure that BNPL borrowers are treated with the utmost respect.

Commercial Lenders
EverChain protects the brand reputation and bottom lines of the largest commercial credit issuers in the country.

Bankruptcy & Specialty Offerings
We provide our clients with the solutions needed to generate additional cash flow from unique portfolio segments including Bankruptcies.

Utilities
Our end-to-end recovery management platform enables the nation’s leading utility providers with tools to increase the efficiency and profitability of their recovery cycle.

Point of Sale Lenders
Our comprehensive approach to point-of-sale deficiencies provides our clients with optimized value throughout all recovery stages. We leverage our state-specific code-driven compliance engine to ensure accuracy and compliance every step of the way.

What Our Clients Have to Say About Us