
Sell Your Nonperforming Loans with EverChain
Access the Largest Network of Certified Debt Buyers
EverChain’s Certified Debt Buyer and Agency Network is not only the largest, but also the most secure, compliant and competitive debt buying network in the ARM industry.

Unparalleled Compliance Oversight and Control
EverChain’s technology platform uses code-driven compliance to protect your consumers, your brand and your bottom line before, during and after a debt sale.

Your Complete Debt Sale Management Solution
EverChain’s debt sale and post-sale management platform give you the tools and transparency to maintain control of your sold nonperforming loan portfolios for the life of every account.

As a leader in the industry, you understand the value of selling debt, and the importance of doing it securely and compliantly. When it comes to selecting a recovery partner, you don’t trust just anyone. You require the experience, expertise, quality and complete transparency of an end-to-end solution that encompasses both the pre-sale and post-sale process. That’s why creditors like you partner with EverChain. Schedule your demo to learn more today.
Schedule a DemoHow Selling Debt with EverChain Works
We’ve detailed each step of the Debt Sale process below. Please contact us with questions.
Strategic Advisors
Our goal is to develop targeted strategies for your debt portfolio sales and post-sale management. From analytics and valuation to portfolio marketing, alongside pre-sale due diligence and post-sale compliance, the EverChain platform is the most comprehensive debt sales solution on the market.
Ready to List!
Securely upload your debt portfolio to the EverChain platform using either a standardized API or a pre-mapped custom template. To protect you and your customers, all Personal Identifiable Information (PII) is automatically masked by our platform at upload. Next, our platform flags critical errors and warnings, making file clean up a snap. Once your review is complete, you can use our portfolio scrub tool to remove ineligible accounts – a process that takes minutes and saves countless post-sale hours. After being scrubbed, your debt portfolio file is ready for auction!
Ready for Auction!
Once your debt portfolio is masked and scrubbed, it is ready for us to begin marketing it to EverChain’s pre-vetted certified buyer and agency network. Customize your audience by establishing specific buyer criteria, and qualified buyers will begin securely underwriting and submitting their bids instantly.
Review Buyers and Bids
Choosing the right buyer is more than simply accepting the highest price. Compliance is a vital part of the bid selection process. The second the auction closes, EverChain gives you everything you need to choose the right buyer for your consumer debt portfolio. On our platform, you can review debt buyer’s bids, terms of agreement, debt buyer/agency compliance ratio, debt buyer/agency complaint trends, and even download a complete due-diligence packet, all in real-time.
Close Sale
After selecting a debt buyer or agency, electronically negotiate and execute portfolio sale agreements. Once agreements are mutually executed, you’ll seamlessly receive funding from the debt buyer directly into your account. You can confirm funds and release the sale file securely on the EverChain platform.
Post-Sale Management
EverChain advisors are with you for the life of each portfolio sold. We became industry leaders by providing outstanding post-sale debt management, including technology-based solutions to resolve buy back requests, consumer complaints, media requests, chain of title issues, and agency placements. We are the receivables industry’s only end-to-end debt sale solution, with access to real-time data and oversight tools before, during, and after the debt sale.
Selling Consumer Debt Portfolios with Confidence
Security, compliance, and transparency are central to EverChain’s Debt Sale Solutions.
We are proud to have established the highest standards of ethical, regulatory, and legal compliance guidelines that serve to safeguard your investment, your brand, and your bottom line before, during and after a debt sale.