About EverChain

One Team. One Dream. One EverChain.

Our Story

In 2012, EverChain was born out of the recognition that the debt sale and placement marketplace for default debt portfolios was riddled with inefficiencies and regulatory challenges. Lenders found themselves in the dark once an account was sold, and the introduction of CFPB regulations complicated matters further.

To address these issues, EverChain pioneered a disruptive technology platform that revolutionized the secure management of compliant debt sales and post-sale placements. We created the EverChain Certified Debt Buyer and Collection Agency Network to enhance the integrity of debt sales, anchored in rigorous compliance due diligence and auditing of all stakeholders.

Recognizing the stress of post-sale management, we expanded our platform to provide standardized and automated solutions, easing the burden on buyers and sellers. Our commitment to evolving with our clients’ needs in an ever-changing regulatory landscape remains unwavering.

Our Story - EverChain
EverChain’s mission

Our Purpose

We look out for one another by creating dignity for the consumer and protecting your brand.

Our Values

  1. We set the standard.
  2. We are not transactional.
  3. We have an attitude of gratitude.
  4. One team. One dream. One EverChain.


EverChain stands out not just for our advanced technology, but for the professionals who leverage this platform to create a superior experience in the debt sales arena. Our team is dedicated to facilitating a seamless and efficient process for both buyers and creditors, ensuring they receive full support and optimal outcomes from every transaction. A key focus for us is the rigorous protection of consumer data, maintaining the highest standards of security and trust in every interaction.

EverChain Leadership Team
Matthew Wratten
Matthew Wratten

Founder & Chief  Executive Officer

Matthew Wratten
Suraj Nekram

President & Chief Financial Officer

Jenn Wilson

Jenn Wilson

Chief Compliance Officer

Daniel Green
Daniel Green

Chief Revenue Officer

Renato Marteleto
Renato Marteleto

Chief Technology Officer

Peggy Costa

Rebecca Taylor

SVP. Debt Recovery Strategy

Peggy Costa
Peggy Costa

VP. Debt Recovery Strategy

Deb Everly
Deborah Everly

VP. Debt Recovery Strategy

Shantal Pascal
Shantal Pascal

VP. Debt Recovery Compliance

Sam Smith
Sam Smith

VP. Platform Engagement 

Michel Perez

Michel Perez

VP. Software Development


EverChain believes in supporting our local and global community. Through donations of money and time, we find opportunities to improve the lives of those around us.

EverChain believes in supporting our local and global community

Our Industry Memberships

Receivables Management Association International - RMAI
ACA International: The Association of Credit and Collection Professionals
CBA Consumer Bankers Association
AFSA American Financial Services Association
National Automotive Finance (NAF) Association
Online Lenders Alliance - OLA

RMAI Certification Information

  • Certification Number: V1703-1000

  • Mailing Address: 2200 Paseo Verde Parkway, Suite 150, Henderson, Nevada 89052

  • E-mail address: compliance@everchain.com

  • Phone number: (888) 461-6161

  • Consumer Resources: rmaintl.org/consumers

  • Compliance Officer: Jennifer Wilson, Corporate Secretary
    Certification Number:
    Mailing Address: 2200 Paseo Verde Parkway, Suite 150, Henderson, Nevada 89052