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Welcome to

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Over a Decade of Excellence in Debt Sale and Recovery Innovation
oUR STORY

From Fragmentation to Full Control

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EverChain was founded in 2012 with one clear mission: to change the way creditors sell debt. For decades, the process was risky, inefficient, and riddled with compliance challenges. Creditors had to choose between higher proceeds and lower risk, often sacrificing one for the other. We believed they deserved both.

So we built something new, the first compliance-first debt sales ecosystem. EverChain combines a powerful technology platform, a trusted network of vetted buyers and agencies, and expert advisors who ensure creditors never have to compromise between value and compliance.

From day one, we’ve been obsessed with helping creditors achieve three outcomes:
• The Highest Price through competitive forward-flow sales.
• The Best Partners with real-time oversight, audits, and scorecards.
• Full Compliance Every Time with post-sale resolution tools that keep control in the creditor’s hands.

What started as a vision has grown into an ecosystem trusted by leading banks, fintechs, and financial institutions. Today, compliance teams use EverChain to safely oversee ten times more vendors without adding headcount, creating more competition, higher sale prices, and lower risk.

EverChain is more than a platform. We are your partner in powering compliant debt sales, providing transparency, protection, and results that safeguard your brand and maximize value.

Powering Compliant Debt Sales. For the Highest Price. With the Best Partners. Every Time.

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About us Everchain
Our Mission
To securely connect everyone in receivables management on a global platform.
About us Everchain Clear Assignment Guidelines
Our Purpose
To Improve the lives of everyone in receivables management.
 
Broad Exposure
oUR VALUES

The Foundation of EverChain

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Traditional Collection Agencies

Trust

We foster unwavering trust in ourselves, our teammates, and the work we deliver. It’s the cornerstone of our success.
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Openness

We communicate with honesty, transparency, and humility leaving ego at the door to build stronger connections and better solutions.
Expert Guidance

Pride

We take immense pride in our work, our impact, and the company we’ve built together.
MEET THE EXECUTIVE TEAM SHAPING RECEIVABLES MANAGEMENT

Leadership That Drives Innovation and Results

EverChain thrives on the expertise of industry pioneers, combining advanced technology with deep knowledge of debt sales, compliance, and performance. Our leadership team is relentless in delivering superior results for creditors, buyers, consumers, and agencies alike.

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Matthew Wratten
Matthew Wratten
Loan Sales Strategy
Chief Executive Officer
Renato Marteleto Chief Technology Officer
Renato Marteleto
Technology & Data Science
Chief Technology Officer
Jenn Wilson Chief Compliance Officer
Jenn Wilson
Compliance Strategy & Execution
Chief Compliance Officer
Carri McQuerrey-Funk
Loan Sales Strategy
Chief Operations Officer
John See
John See
Loan Sales Strategy
Vice President, Recovery Strategy
Deborah Everly
Loan Sales Strategy
Vice President, Recovery Strategy
Michel Perez VP. Software Development
Michel Perez
Technology & Data Science
Vice President, Technology
Pam Long
Vice President, Creditor Recovery
Vice President, Creditor Recovery
Miles Ransom
Vice President, Creditor Recovery
Vice President, Creditor Recovery
Ashley Mosier Head of Vendor Management
Ashley Mosier
Compliance Strategy & Execution
Director, Network Compliance
Luis Salgado Head of Data Science
Luis Salgado
Technology & Data Science
Director, Data Science
One Team. One Dream.

One EverChain.

join us

Be Part of Our Team

Ready to revolutionize your recovery efforts

At EverChain, you’ll be part of a team that empowers creditors and debt buyers to achieve measurable results while driving meaningful impact.

We deliver innovative solutions that enhance performance, protect consumers, and uphold the highest standards of compliance.

When you join EverChain, you shape the future of recovery for 1 in 5 Americans. Your work here fuels industry evolution, drives success for businesses, and creates a recovery process that leaves a lasting, positive impact on consumers and the industry as a whole.

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Everchain About Us

RMAI Certification Information

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Everchain