We started EverChain in 2012 because we saw something broken.

At the time, debt sales were risky, fragmented, and often left creditors exposed. Deals were done through spreadsheets and emails. There was no consistent compliance oversight, no post-sale visibility, and no way to ensure consumers were treated fairly after the sale. Creditors had to trust that their buyers and vendors were doing the right thing, without any tools to verify or intervene.

We knew there had to be a better way.

EverChain was built to fix that. What began as a platform to bring transparency and control to debt sales has since evolved into the operating system for managing all outsourced receivables.

Today, EverChain allows creditors to manage every stage of recovery, from early-stage placements to charge-off sales, in one unified platform. It gives your team the power to:

• Make smarter placement and sale decisions
• Manage vendor due diligence and compliance
• Track performance and activity in real time
• Resolve account-level issues across any vendor
• Maintain full control, even after the sale

To support those decisions, we built the industry’s most powerful audited and scorecarded vendor network, pre-certified partners across collections, legal, digital, and debt buying, ranked by performance and risk so you always choose the right partner for the job.

But EverChain is more than just technology. We knew creditors didn’t just need a platform, they needed partners.

That’s why we built a team of expert advisors, not just dealmakers. Our specialists in compliance, recovery strategy, post-sale management, and data science work alongside your team every step of the way, before the sale, during execution, and long after the transaction closes.

We built EverChain to eliminate the blind spots, to give creditors a system of record, a layer of oversight, and the confidence to scale recovery without compromising compliance.

What started as a solution for safer debt sales has become the infrastructure for recovery operations at scale.

This isn’t just software, a network or advisors, it’s the foundation for how modern creditors recover.