We started EverChain in 2012 because we saw something broken.

At the time, debt sales were risky, fragmented, and often left creditors exposed. Deals were done through spreadsheets and emails. There was no consistent vendor due diligence, no post-sale visibility, and no way to ensure consumers were treated fairly after the sale. Creditors had to trust their buyers and vendors without tools to verify or intervene.

We knew there had to be a better way.

EverChain was built to fix that. What began as a platform to bring transparency and control to debt sales has since evolved into the operating system for managing vendor oversight and post-sale account resolution.

Today, EverChain allows creditors to:

• Make smarter sale decisions
• Manage buyer and vendor due diligence and compliance
• Track performance and activity in real time
• Resolve account-level issues after the sale
• Maintain full oversight, even post transaction

To support those decisions, we built the industry’s most powerful audited and scorecarded vendor network, with pre-certified partners ranked by performance, compliance, and risk so you always choose the right partner for the job.

But EverChain is more than just technology. Creditors did not just need a platform, they needed partners. Our specialists in compliance, post-sale management, and data science work alongside your team before the sale, during execution, and long after closing.

We built EverChain to eliminate blind spots, provide a true system of record, and give creditors the confidence to scale debt sales without compromising compliance.